Mon – Fri & Sat by appt Direct Insurance Billing
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You Focus on Recovery. We Handle the Rest.

At Integral Health Group, we directly bill the vast majority of insurers β€” meaning you don't pay upfront and wait for reimbursement. Our administrative team is experienced in navigating accident benefits, WSIB, extended health plans, and disability insurance. We verify your coverage before your first visit and keep you informed throughout your treatment.

Coverage Types

Six Ways Your Care Gets Funded

Motor Vehicle Accident

If you've been in a car accident in Ontario, treatment is covered under your auto insurance Statutory Accident Benefits (SABS), regardless of fault.

  • Minor Injury Guideline: up to $3,500
  • Non-Catastrophic: up to $65,000
  • Catastrophic: up to $1,000,000+
  • All OCF forms managed by us
  • Direct HCAI billing

WSIB Workplace Injury

If injured at work, your treatment is covered through the Workplace Safety & Insurance Board. We are an approved WSIB provider.

  • Direct WSIB billing
  • Form 8/9 management
  • Functional abilities reporting
  • Return-to-work coordination
  • Worksite assessments

Extended Health Benefits

Most workplace and individual health insurance plans cover physiotherapy, chiropractic, massage, and acupuncture. We bill most carriers directly.

  • Sun Life Financial
  • Manulife & Canada Life
  • Green Shield Canada
  • Blue Cross & Equitable
  • Many others β€” we verify in advance

Long-Term Disability

For LTD claims, we provide treatment, assessments, and reports required by your insurer.

  • Functional Abilities Evaluations
  • Medical specialist assessments
  • Psychological assessments
  • Detailed treatment reporting
  • Return-to-work support

Legal & Litigation

We work directly with personal injury law firms to provide independent medical assessments and litigation-ready reports.

  • IME and Section 25 assessments
  • Defensible medical-legal reports
  • Treatment under letter of direction
  • Expert testimony available
  • LAT preparation support

Private Pay

For patients without insurance coverage, we offer transparent pricing and flexible payment options.

  • Clear, upfront pricing
  • Receipts for tax / HSA claims
  • Multiple payment methods
  • Package options available

Our Verification Process

Step 1 β€” Initial Call: Tell us your insurance details when you call. We can usually verify coverage on the spot.

Step 2 β€” Verification: We contact your insurer directly to confirm eligibility, limits, and any deductibles or copays.

Step 3 β€” Written Estimate: We provide a clear written estimate of any costs before you commit to treatment.

Step 4 β€” Direct Billing: We submit claims and receive payment directly. You only pay what your insurance doesn't cover.

Not Sure If You're Covered?

Call us at (905) 286-4444 or contact us online. Our team will verify your coverage and explain your options β€” no commitment required.

Ready to Begin Your Recovery?

Contact our team today to schedule your appointment. We'll verify your insurance coverage and have you seen within the week.

Contact Us Today